Shopping Money Saving Tips By: Stephen Campbell

Shopping money saving tips is another yet provides useful ideas for you to be able to save money.We are certain, with the soaring of prices in commodities nowadays, it is practical for us to save in order to cater our necessity that will probably cost higher in the upcoming days. Though, we are not certain about of how much price inclinations may we are to face, still it is a significant practice to have savings; one of ways to save is to spend your money allocated for shopping wisely.Shopping for clothes and other accessories is one of life's greatest pleasures. After a long, hard working day there is nothing better than a spot shopping therapy. That is relaxing, enjoyable. However, unfortunately can be an expensive hobby. Shopping for clothes can take your hundreds out of your pocket especially when you are trying to be ride on latest craze.This article is aimed to give essential ways on saving- a money saving tips for clothes shopping. This is designed to give ideas on how to slash a portion of your amount allocation and put that to savings. That is, without sacrificing your taste in fashion. Here are some hints.When you shop for a new wardrobe or just a few accessories, the simplest and best of money saving tips is to take time to look those sales. Fashion goes, always, for 6 months ahead of the current season. It seems that as soon as winter hits, stores are stocking for autumn and summer. This is the best time to take chance to go for some great bargains. Retail clothing establishments need to clear out their stocks or product and the most immediate way to do it is to post discounts from the prices. Check your local newspapers for end of season bargain and sales. It isn't unusual to see prices slashed up to 80 percent. Is in it? You can check clothes that are discounted at the end of each season and you ca get big savings . If you simply cannot wait for a sale, then the next money saving tip is to find an outlet mall. Many of the major clothing chains have outlet stores. The leftover products from some of the main stores gets sent to the outlets at essentially reduced prices. You can find many great items for a lot less money. The quality of the items is exactly the same so don't worry about purchasing something that is substandard.Another effective strategy, for money saving tips, is to have a shopping in the down market retail stores. Various of top clothing retailers are actually affiliated with other clothing and garments stores that are slightly less up market . The same items end up in these stores with a much cheaper price tag attached.This shopping tips is really effective most especially when you to it on regular bases. By applying these shopping money saving tips and strategies, you can still enjoy your retail therapy without putting a serious slash to your account. By getting always updated of those sales and shopping in outlet and down market chains, you can look great without the huge price tag. You can still be on latest craze, you can be on your desired fashion without sacrificing to much from your account.
Article Source: http://www.find-investment-advice.com
Stephen C Campbell (MBA, MSc) is an Entrepreneur, International Business Consultant. He has published articles about business in niche marketing and market segmentation at href="http://www.guidetomakingmoremoney.com/" target="_blank">www.guidetomakingmoremoney.com/

The 12 Rules of How to Avoid Losing and Start Making Money from the Stock Market By: Dr. Steven Lee

RULE 1: WHY DO YOU INVEST?Make more money, this is the answer to most people. If your reason is to make more money, then ask yourself these three questions:1.Is your strategy making money?2.Is your strategy safe?3.How to increase the profit and minimize the risk? RULE 2: HOW TO CREATE WEALTH IN STOCK MARKET WITH JUST $1,000 Let say we invest some lower price stocks with just $1,000 in the stock market, invest twice a year for short-to-medium term. If each time the return is double, you will make one million dollar cash within 5 years. If your starting capital is $20,000, after 3 years you will make one million dollar cash. If you are using the same $1,000 capital, invest twice a year, but the return is only 50%, you will make one million dollar cash after 9 years. So we can always start small. However, it is very important that we know how to select high profit and low risk stocks. RULE 3: DON'T GET OBSESSED WITH STOCKS Sitting and monitoring the market whole day long will not bring you profit. Instead, it increases pressure and misleads your judgment. RULE 4: NEVER GAMBLE 95% of the people always buy at the highest price. They don’t really know when to buy, just relying on news, rumors and tips. Only 5% of the people knows how to trade at the lowest price. That’s why 95% are losing money, only the 5% are making money.Investment Builds Wealth, Gambling Definitely Lose !RULE 5: SAY GOODBYE TO NEWS News used to be able to predict the market trend. But not anymore, it is difficult to judge which news could actually influence the market nowadays.RULE 6: DO YOUR OWN ANALYSIS, FORGET ABOUT TIPSBefore investing, ask yourself these four questions:1.How many people have already heard about the tips before you?If many have heard about it before you, this news is already obsolete. The price is already high. 2.How long have the tips been spreading before it reaches you?The next day? 3.Who told you?Listed company director? Or friends? 4.Assuming that the tip is true, would you possibly know about it?Normally insider news is not disclosed. RULE 7: SELL YOUR STOCKS EVEN LOSING MONEYIt is easier to be said than done.Sell at a loss is a difficult decision. Your heart will object, and your feeling will say "It is going to rebound, don't sell." Eventually price dropped further, causing a much tragic lost. RULE 8: DON'T JUST FOCUS ON MAKING MONEY How to protect your capital is much more important. Don’t try to make 100% profit. It is already good enough to have a 60% profit margin.RULE 9: HISTORY WILL NOT ALWAYS REPEAT Everyone expects to make some money from the stock market before Christmas, New Year, annual budget announcement or election, but the stock market is not always bullish during these events. We can say history is not always repeated.The best way is “Let the Market Lead us”.RULE 10: QUOTES FROM WARREN BUFFETThere are only two rules to make money in stock market:The first rule: Never lose your money. The second rule: Never forget the first rule.RULE 11: TURN BAD STOCKS INTO GOOD STOCKS, DON’T JUST HOLD YOUR STOCKSDon’t hold your stock too long, there is a value when stocks are sold.How long have you been holding your stocks until now? Since Year 1993? 1997? Or Year 2000?Why didn't you exercise your stocks? Long term investment strategy is not practical anymore. Even the blue chips also crash when the market collapses.The best strategy is to sell the stocks that are not earning money, and reselect some good counters. Buy low, sell high for several times will earn you more than enough to compensate the lost.RULE 12: WAKE UP FROM MISTAKESStop investing if you are not sure of when to buy or sell. Without the knowledge of investment, you are bound to lose again. This is an age of information. Investors are using knowledge, techniques and strategies to make money. Without investment knowledge, how do you protect your money? Building wealth through investing starts with securing your capital. Dr. Steven Lee (Ph.D) is # 1 Best-Selling Author of Creating Wealth in Stock MarketGet your free ebook "Money Fish" from http://www.DrStevenLee.com
Article Source: http://www.find-investment-advice.com

4 Tips To Becoming A Successful Day Trader By: Abhishek Agarwal

A 'day trader' refers to the risky buying or selling of financial instruments. Financial instruments include cash and other financial derivatives. Financial instruments are only available in the circle of financial market that is often used for trading.

Many business people take notes using a third party that is often backed up by credit parties e.g. banks. The result of this action is that the security is now a transferable interest and is representation of financial value.

Security can be categorized into two main categories: either bearers and registered security or debt and equity security. Usage of these securities is different for both the issuer and the holder. Security characteristics have been greatly expanding with passing time mainly. The reason can be defined in relation with capital raisings.Usually a Certificate is used for representing security. Included in this certificate is mutual funding, corporate stocks or bonds, stock options, investment instruments, units of limited partnership etc.

Defining stock, using financial term, is the raised capital of corporation that is distributed and issued using shares. Shareholder is not limited to one type of person. It can be anyone including a person in possession of shares, a company or a corporation having a fraction of stock. Aggregation of shares that are issued by a corporation heavily depends on market capitalization.

Each individual should be familiar with the basic techniques of stock market in order to become a successful stock day trader. Given below are important characteristics you must be familiar with to achieve success.

1. You should be familiar with liquidity. Liquidity is the existence of sellers and buyers in large amount over specific stocks that permits a fellow trader to quickly gain a position or willingly exits the stock. Liquidity is based on many important factors such as number of market makers, number of shares, volumes and ownership breadth. Liquidity requires fast execution from a trader within predictable price range. In addition, you should keep an eye out for high-liquidity. High-liquidity gives an additional advantage of reducing the popularity of a bid-ask for a certain stock which results in reduced execution of the cost for a day trader.

2. One of the factors on which liquidity depends is volume. A good trading day is one in which at least 500,000 shares are traded. This high volumes result in buying or selling of stock in large quantities without affecting the stock prices.

3. Volatility is predicted price range of stock of a specified time period. A $2 up and down in stock prices is a good choice while very little change should not be appreciated.

4. The ability to obtain information by understanding current pattern in market flow, also known as market depth, is transparency. Systems such as NYSE or NASDAQ II are used for this purpose. NASDAQ II obtains information from highest prices asked and lowest bid made while NYSE obtains information using highest bids made and lowest asked prices.In United Kingdom, a stock is used in a different financial meaning that is bond. Bond is widely used in security markets. Despite this, shares are the same if they are used in specified corporation issued stock.

Article Source: http://www.find-investment-advice.com

5 Features Of Online Day Trading By: Abhishek Agarwal

All began at the time household chores were being done by hand. It then developed into something which eased our lives- washing and dishes being cleaned by machines. The advancement made in the field of technology not only benefited the households but also the business industry. As paper works are no longer made by hand, it is now the case in most businesses; people work faster and more efficiently. This in turn helps the industry.

We have really progressed a lot when it comes to technology. Technology no longer helps us to do some simple tasks. One field where technology is of great help is online day training.

You can have lots and lots of benefits from online day training.

Competency : Traders too have evolved and are now adepts due to the competency of online day training. The main advantage of trading online is that it is done in real time. As implied by its name, you see the results of your previous actions in a couple of minutes. Moreover, you don't face any barriers which may have risen, had you been trading in a real market.

Flexibility : How does online day training help you become flexible? Well, you should first be aware that day trading is carried out the whole day. As you are connected to the internet, your geographical position and thus your local time are no longer obstacles. In addition to the benefit stated above, you remain up-to-date as you continue to receive fresh news.

Easy navigation : If you possess the right trading software and do training, you will quickly become acquainted to using them. You will find yourself browsing through different sites and systems. In most cases, your broking firm will do their best to provide you with user-friendly trading software.

Instant feedbacks : Do you still remember the fact that online day training is done in real time? It is therefore possible for you to access a particular report and have some reports compiled.As soon as you get this feedback, you will be in a better position to know the consequences of your previous actions. As you will receive the feedback almost instantly, you can quickly correct any wrong moves. In the long run, you become a guru in online day training as you will learn from your mistakes.

Safety Tools : As you care about your materials and private data, traders too care about their materials and sources. With the appropriate technology and know how, online trading is now secure. It is virtual impossible to steal information online. Those safety tools will also back-up sensitive data. Furthermore, safety tools will enable you to have access to authentic trading data.Technological advancements have revolutionized the way of trading in markets. An internet connection is enough for you to access the most famous markets while remaining in your home, your office or hotel room.Being a day trader is a very interesting job which provides you with a lot of advantages. For you to become a successful trader, you must cultivate yourself. This means that you should make it a point to listen to the news and know what is going on around you. You must even be able to anticipate news. In fact, even the most insignificant information can impact on trading. The last advice is to remain vigilant too, as no system is 100% secure.
Article Source: http://www.find-investment-advice.com

Is Forex Your Golden Key ? By: Calvin Joness

There are numerous reasons to get involved in FOREX trading – high leverage rates, liquidity of traders capital, truly 24 hours trading environment, convenience of trading online, and the list goes on and on. As every successful Forex trader knows, it is not enough just to have the technical knowhow of the actual mechanics of trading the Forex (foreign currency exchange) market, but to recognise that to be a winner relies also on the psychology of trading – Forex requires mental discipline. Ever since the speculator George Soros of the Quantum Hedge Fund realized a profit of over $1 billion dollars in a few short days by shorting the British pound in 1992, market players have become more and more drawn to the exciting game of global FOREX trading. Indeed, in 1992 the speculator George Soros made a billion dollars from shorting the british pound because of actions taken by the british government that the market neither believed or liked. In addition to developing your own forex currency trading system, take advantage of some of the generous free offers by various online forex brokerages that allow you to trade in real time with paper money so you can get the hang of how things work. Make no mistake about it, FOREX trading will continue to grow over the years, especially with the advent of online FOREX brokerages that allow people to trade from the comfort of their own home office all night.

This is because many things can influence the value of currencies, and that's why you should find an online forex trading broker that provides education and analysis, and scrolling news that alerts you to relevant news that's important to know if you're a currency trader. Before beginning to trade, education is important, devising a forex strategy and what you need from that strategy is important, and choosing a broker or website trading platform and deciding what you need from them is also important. Another thing to keep in mind is that the currencies market is constantly changing, so your FOREX currency trading system must be able to change, as well. The currency market is made up of around five thousand institutions most of which are international banks, central government banks, commercial companies as well as big brokers and all these are connected with each other and do business on the go through online forex trading system. Of course, the currencies do not only deal with the American dollar, these currencies can be translated to over 5,000 currency institutions world wide, which include, commercial companies, large brokers, international banks, and government banks. In the last article (part two) of forex trading tips, we went through the concepts of keeping your greed in check with respect to the amount of leverage you take with your trades. A forex trader, like the professional boxer, will not get into the Forex trading ring without being prepared first.

Foreign exchange tradings are a great money making opportunity for those who know their way around, for newbie it’s a dream world where they either fall hard, sail well or fly high, its not easy to be a successful trader in the forex trading system. First and most important for many people is that forex trading platforms are available through websites 24 hours a day; there is no central exchange as there is in the futures market. The forex market is open 24 hours a day, five days a week, with currencies being traded worldwide among the major financial centers of London, New York, Tokyo, Zurich, Frankfurt, Hong Kong, Singapore, Paris and Sydney - spanning most time zones.
Article Source: http://www.find-investment-advice.com

What Do You Need For Online Trading By: John Porter

You will need knowledge of the stock market. That is fundamental. But beyond that you will need a few other things too. Those are what we will discuss here.

You will need a 3-in-1 online trading account for you to make investment through the internet. So what is a 3-in-1 online trading account? Or, to put it differently, what are these three accounts? Number one, a bank account which allows you to transact online. Number two, a de-mat account, a place where your electronic shares will be deposited and number three, a trading account that will allow you to carry out transaction online.

Trading online necessarily requires you to have the best computer. have a wide screen monitor. This helps you to see the maximum amount of data at one point of time. Or you will need to minimize and maximize the windows. Next we come to the processor. A decent level processor should be good enough. Anything upwards of 2 GHz will work. What you will need is speed and that will be provided by the RAM you have. Nothing less than 1 GB will do. Ideally it should be 2 GB or more. The hard disk should also have plenty of space. Go for at least 100 GB of HDD space.

To place your orders and get instant processing you will have to have a broadband connection or you just wouldn't be able to get the rates you are looking for. With so much traffic these days, a dial-up connection just wouldn't work.

The hardware and the net connection will be put to full use with the back-up of a great software platform. These platforms not only provide you with live data regarding the stock market, but also organize your data so that it is easier for you to find them quickly and understand them better.

Finally, you got to have the passion for trading. Many get lured into trading online because of the promise of ease and comfort that online trading comes with. But to be really successful in trading, be it online or off line, you have to have that passion in you. You got to follow the market trends every day with a lot of interest. You need to study your stocks regularly. Basically you have to be clued in. and that is when you will truly enjoy online trading.

You have tried it and tested it and you are happy to go live with it. Now is the time to write out your trading plan.
Article Source: http://www.find-investment-advice.com

Stock Market Fundamentals By: John Porter

As so many people opt for online trading one wonders what are the reasons for so many people going for something new leaving the traditional method. A little investigation throws up quite a few reasons.

First of all it is convenient and easy. You don't have to leave your room. Who could have imagined a few years before to trade on stocks while lying on his bed with his laptop in front of him? But this is how easy online trading has become. And who wouldn't want that extra bit of comfort. With online trading you can trade at whatever time you feel. Yes, you can trade beyond actual trading hours of the market. So now you can come back from you regular work, take a shower, have your dinner, spend time with your family and before you go to bed spend an hour looking at your investments.

But whatever the comfort may be and however convenient it is to carry out trade online, you still will require to know the fundamentals of the stock market. We discuss a few here.Growth Buying Stocks are shares or stocks of companies which are making healthy profits over the recent few years. Since the companies are generating more revenue and are growing at a rapid rate, there stocks are on high demand. This pushes up the price because investors think even a high price is okay cause the stocks will keep on rising. Though that might be true for the recent future, there is a time when the prices will stop to rise or may even start to decline. To predict that time is what separates a good investor from an ordinary one.

Unloved Stocks are shares of companies that have not been doing well in the recent past, and hence investors are not to keen. When there is a lack of interest, the price per share drops and many investors believe that this is the right time to invest on them when you buy the shares for less, wait for the company to recover and regain its feet and then sell them at a high profit when the price begins to climb as the company generates higher revenue.Then you will also need to learn about the small-cap, mid-cap and large-cap shares. And then there are the micro-cap shares which are mostly involved in the various share market scams.

However, the fact that fundamental analysis shows that a stock is undervalued does not guarantee that it will trade at its intrinsic value any time soon. Things are not so simple. In reality, real share price behavior relentlessly calls into question almost every stock holding, and even the most independently minded investor can start doubting the merits of fundamental analysis. There is no magic formula for figuring out intrinsic value.When the stock market is booming, it is easy for investors to fool themselves into thinking they have a knack for picking winners. But when the market falls and the outlook is uncertain, investors cannot rely on luck. They actually need to know what they're doing.

That said, there is much that the investor can do to learn about fundamentals. Investors who roll up their sleeves and tackle the terminology, tools and techniques of fundamental analysis will enjoy greater confidence in using financial information and, at the same time, will probably become better stock pickers. At the very least, investors will have a better idea of what is meant when someone recommends a stock on strong fundamentals.

Article Source: http://www.find-investment-advice.com

The 12 Rules of How to Avoid Losing and Start Making Money from the Stock Market By: Dr. Steven Lee

RULE 1: WHY DO YOU INVEST?Make more money, this is the answer to most people. If your reason is to make more money, then ask yourself these three questions:1.Is your strategy making money?2.Is your strategy safe?3.How to increase the profit and minimize the risk?

RULE 2: HOW TO CREATE WEALTH IN STOCK MARKET WITH JUST $1,000 Let say we invest some lower price stocks with just $1,000 in the stock market, invest twice a year for short-to-medium term. If each time the return is double, you will make one million dollar cash within 5 years. If your starting capital is $20,000, after 3 years you will make one million dollar cash. If you are using the same $1,000 capital, invest twice a year, but the return is only 50%, you will make one million dollar cash after 9 years. So we can always start small. However, it is very important that we know how to select high profit and low risk stocks.

RULE 3: DON'T GET OBSESSED WITH STOCKS Sitting and monitoring the market whole day long will not bring you profit. Instead, it increases pressure and misleads your judgment.

RULE 4: NEVER GAMBLE 95% of the people always buy at the highest price. They don’t really know when to buy, just relying on news, rumors and tips. Only 5% of the people knows how to trade at the lowest price. That’s why 95% are losing money, only the 5% are making money.Investment Builds Wealth, Gambling Definitely Lose !

RULE 5: SAY GOODBYE TO NEWS News used to be able to predict the market trend. But not anymore, it is difficult to judge which news could actually influence the market nowadays.

RULE 6: DO YOUR OWN ANALYSIS, FORGET ABOUT TIPSBefore investing, ask yourself these four questions:1.How many people have already heard about the tips before you?If many have heard about it before you, this news is already obsolete. The price is already high. 2.How long have the tips been spreading before it reaches you?The next day? 3.Who told you?Listed company director? Or friends? 4.Assuming that the tip is true, would you possibly know about it?Normally insider news is not disclosed.

RULE 7: SELL YOUR STOCKS EVEN LOSING MONEYIt is easier to be said than done.Sell at a loss is a difficult decision. Your heart will object, and your feeling will say "It is going to rebound, don't sell." Eventually price dropped further, causing a much tragic lost.

RULE 8: DON'T JUST FOCUS ON MAKING MONEY How to protect your capital is much more important. Don’t try to make 100% profit. It is already good enough to have a 60% profit margin.

RULE 9: HISTORY WILL NOT ALWAYS REPEAT Everyone expects to make some money from the stock market before Christmas, New Year, annual budget announcement or election, but the stock market is not always bullish during these events. We can say history is not always repeated.The best way is “Let the Market Lead us”.

RULE 10: QUOTES FROM WARREN BUFFETThere are only two rules to make money in stock market:The first rule: Never lose your money. The second rule: Never forget the first rule.

RULE 11: TURN BAD STOCKS INTO GOOD STOCKS, DON’T JUST HOLD YOUR STOCKSDon’t hold your stock too long, there is a value when stocks are sold.How long have you been holding your stocks until now? Since Year 1993? 1997? Or Year 2000?Why didn't you exercise your stocks? Long term investment strategy is not practical anymore. Even the blue chips also crash when the market collapses.The best strategy is to sell the stocks that are not earning money, and reselect some good counters. Buy low, sell high for several times will earn you more than enough to compensate the lost.

RULE 12: WAKE UP FROM MISTAKESStop investing if you are not sure of when to buy or sell. Without the knowledge of investment, you are bound to lose again. This is an age of information. Investors are using knowledge, techniques and strategies to make money. Without investment knowledge, how do you protect your money?

Building wealth through investing starts with securing your capital.

Dr. Steven Lee (Ph.D) is # 1 Best-Selling Author of Creating Wealth in Stock MarketGet your free ebook "Money Fish" from http://www.DrStevenLee.com
Article Source: http://www.find-investment-advice.com

Dr. Steven Lee (Ph.D) is an investor, entrepreneur, and educator. He has spent the last few years writing books and conducting investment trainings. He is the creator of “Power System” and also the author of two books on how to invest in stock market. His first two books, Creating Wealth in Stock Market and The Magic Idea of Getting Rich, are two of the most practical investment books in the market place.

Kiyosaki: The U.S. middle class will disappear soon

The author of the bestseller Rich Dad, Poor Dad, told a Tel Aviv audience yesterday that the middle class in the U.S. is about to disappear, and the rich will get richer; and the U.S. is heading toward a recession that will last for a few years. This is bad news for many people, but not for investors, Robert Kiyosaki explained.
Kiyosaki was in Israel to promote the publication of the Hebrew translation of his latest book, Why We Want You To Be Rich, co-authored with the American developer and reality TV star, Donald Trump, as well as the launch of his new board game: Cashflow.Speaking at a news conference yesterday, Kiyosaki said it’s time to start teaching children how to manage money, because more education is the way for today’s younger generation to escape financial ruin. Otherwise, explained Kiyosaki, the gap between rich and poor will only grow.
“The problem with most people being poor is that they’re taking advice from financial losers,” Kiyosaki said. “All I’m asking is that a kid have a chance to be rich or poor.”
The new book is not really about how to get rich, Kiyosaki said. “It is very simply about why we think it’s important to get rich.” Kiyosaki is trying to teach children about money management with a child version of his Cashflow board game. He said that he is trying to help people acquire financial intelligence.
The U.S. government is continuing to print money, salaries are not rising at the same pace, and the middle class is collapsing - and all this reminds Kiyosaki of Germany at the start of the 1930s.
“Hitler was elected for only one reason - the German government printed money,” he told listeners. “So much money that the middle class was wiped out, and that is what is happening now in the U.S. That is how Hitler rose to power, and it will happen again, if we do not teach people how to make money - and teach politicians not to print as much money as they want.”
The time has come for people to learn from the rich, said Kiyosaki. “We need to understand history.”
He proposed adding financial education to the school curriculum, including in Israel. “Israel has an opportunity to change its educational system and teach how to make money.” Kiyosaki explained that “what is important is financial intelligence - now that is what makes you rich - not money.”
He explained that you can buy gold, bonds or houses - and still go bankrupt. What makes you rich is financial intelligence, he added.
In the past he has attacked investment advisors, saying that all that interests them is making money from their customers. Yesterday he was scheduled to speak to investment advisors from investment house Excellence Nessuah.
When asked what he would say to them, he responded that he would tell them that it was nothing personal. He said that he feels that large institutions lead people to lose money, which is why financial institutions are persecuting him. He said that he is not against them, but that he wants them to educate.
He said that “Excellence wants to educate people to make better investment decisions. It is like a beer company telling the public: “Don’t drink and drive.” That is social responsibility,” he explained.
The recent world financial and credit crisis has done Kiyosaki’s business a lot of good. He said he has made more money since the start of the crisis than in the rest of the year, and that the crisis has caused more people to seek out his advice. He says that in the past people viewed him cynically, but now they are taking him seriously.
Kiyosaki explained that America is now the world’s biggest debtor nation, and President Bush is not reporting it. That is why it is necessary to educate people to become rich, and that is why he put out his Cashflow game. The game is like Monopoly, but the difference is that the new game combines investment and accounting.

Investment tips!!

1 what lifestyle do you wnat in retirement?

2 pay yourself first.

3 invest automatically.

4 harness the power of compounding.

5 invest your savings for growth.

6 diversify your investments.

7 borrowing to invest can help accumulate wealth faster.

8 don't try to "time" the market, invariably we get it wrong.

9 seek professional advice,it' s not a game.

10 do something today!

Notes: I saw this today on a magzine. It is useful to me and i hope it will be useful to all of you.